Va tidewater form 2025

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The document outlines the process for requesting a reconsideration of property value from the VA, detailing the necessary information and steps required for submission. It emphasizes the importance of providing additional comparable sales data and a formal written request that justifies why these comparables better reflect current market conditions. The role of the Mortgage Loan Originator/Broker, as well as the involvement of VA Approved Lenders Staff Appraiser Reviewer and Valuation Department, is also described in relation to reviewing and potentially revising the appraisal value.

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What is a VA Form 21 0779?

If youre in a nursing home, youll also need to fill out a Request for Nursing Home Information in Connection with Claim for Aid and Attendance (VA Form 21-0779).

What is the VA Tidewater policy?

What is Tidewater for a VA Appraisal? VA home loan guidelines require an appraiser to call Tidewater anytime their assessment of value comes in lower than the sales price on any given transaction. This process can also be referred to as initiating Tidewater.

What is the government definition of Tidewater?

Tidewater Virginia means the following counties: Accomack, Arlington, Caroline, Charles City, Chesterfield, Essex, Fairfax, Gloucester, Hanover, Henrico, Isle of Wight, James City, King and Queen, King George, King William, Lancaster, Mathews, Middlesex, New Kent, Northampton, Northumberland, Prince George, Prince

What is the VA Tidewater rule?

The Tidewater process is relatively simple: VA appraisers notify the lender that the homes value will likely come in below the purchase price. Alerting the lender of the property falling under the contract price is known as invoking the Tidewater Initiative, or Tidewater for short, as listed in VA Circular 26-17-18.

What does initiating tidewater mean?

If the data comes below the value of what is on your purchase contract, theyre going to initiate tidewater. That means theyre going to reach out to the listing agent and buyers agent, and theyre going to say hey guys, Im struggling to find what this house truly is worth.

va appraisal timeline

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How long does VA tidewater take?

After Tidewater notice is given, the agents and lender have 48 hours to provide additional comparable sales or relevant information to support the purchase price. The Tidewater process, in essence, adds an extra layer of protection and communication between the buyer, seller, and the VA.

What is a tidewater point of contact?

Once the VA appraiser comes back with a Tidewater ruling, they will notify the point of contact listed on the appraisal request form. Its usually the lender or buyers realtor. That person then has 48 hours or two business days to get back to the appraiser with the appropriate verifiable sales comps.

Va tidewater form 2025

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What is a VA Form 21 0779?

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