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If you contributed to the Federal Employees Retirement System (FERS), you will get interest on the refund of those contributions if you worked more than one year. Interest is paid at the same rate that is paid for government securities.
Your agency withholds your contributions for the Basic Benefit and Social Security from your pay as payroll deductions. Your agency pays its part too. Then, after you retire, you receive annuity payments each month for the rest of your life.
FERS employees are eligible for a full (unreduced) immediate annuity at age 62 with 5 years of service. With 5 years or more service, at age 62 or older, workers can leave federal service and claim a full pension. Those who choose this retirement are the only ones who get a .
System (FERS) Benefit Generally, your FERS benefit is 1% of your \u201chigh-3\u201d average salary multiplied by your years and months of service. If you were at least age 62 at separation and had at least 20 years of service, your annuity is 1.1% of your \u201chigh-3\u201d average salary multiplied by your years and months of service.
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