Aetna eoi form 2025

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Evidence of Insurability (EOI) is documented proof of good health. An applicant begins the EOI and medical underwriting process by submitting a Medical History Statement (MHS). This, along with other information obtained during the underwriting evaluation is used by The Standard to make the underwriting determination.
What is Evidence of Insurability (EOI)? EOI is an application process through which you provide information on the condition of your health or your dependents health in order to be considered for certain types of insurance coverage. EOI is required for any life and/or disability insurance elections.
Factors such as current physical condition, medical history, height and weight are used to determine if you meet the Companys acceptance standards for the type of insurance requested.
In most cases, employees can complete the entire evidence of insurability process directly through the insurance company. In this digital age, many insurers provide online platforms and portals that allow employees to fill out and submit the form.
Where do I get the Medical History Statements? You are encouraged to use The Standards Online EOI system. This allows you to submit your application electronically, directly and securely to The Standard. To submit Evidence of Insurability online, visit: myeoi.standard.com/645746.
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