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Is sleep apnea disqualifying?

Sleep apnea has docHub safety implications due to cognitive impairment secondary to the lack of restorative sleep and is disqualifying for airman medical certification.

Is National Sleep Foundation legitimate?

The National Sleep Foundation is accredited by the Accreditation Council for Continuing Medical Education (ACCME) to provide continuing medical education for physicians. In March 2017, NSF was awarded Accreditation with Commendation by the ACCME.

Is it hard to get life insurance with sleep apnea?

Yes, you can qualify for life insurance coverage if you have been diagnosed with sleep apnea as long as youre being actively treated for this condition. The severity of your sleep apnea and other factors, including your height-to-weight ratio, will likely have an impact on your application and premiums.

What is the new cure for sleep apnea?

For years, the most common treatment for millions of people with sleep apnea involved wearing a continuous positive airway pressure (CPAP) mask. That is, until the U.S. Food and Drug Administration recently approved a new, maskless treatment option -- the Inspire upper airway stimulation device.

What disqualifies a person from life insurance?

Due to the added risk health problems create for insurers, some pre-existing conditions can raise your premium or even disqualify you entirely from certain types of life insurance. A few common examples of pre-existing conditions include high blood pressure, diabetes, cancer, and asthma.

Can you be denied life insurance for sleep apnea?

A sleep apnea diagnosis can lead a life insurance company to decline coverage. Even if you get coverage, the insurer may charge a higher rate with limited coverage.

Is SDB the same as sleep apnea?

Sleep-disordered breathing (SDB) is a general term for breathing difficulties occurring during sleep. SDB can range from frequent loud snoring to Obstructive Sleep Apnea (OSA) a condition involving repeated episodes of partial or complete blockage of the airway during sleep.

Why sleep apnea is not covered by in insurance?

Its common for insurance providers to only offer coverage for major sleep apnea therapy like surgery in the case that less extreme treatment options, like CPAP and oral sleep apnea appliances, have been tried and proven to be ineffective.

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