Loss mitigation application 2026

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  1. Click ‘Get Form’ to open the loss mitigation application in the editor.
  2. Begin by filling out the Borrower and Co-Borrower sections. Enter names, Social Security numbers, and contact information accurately.
  3. Provide your mailing address and property address. If they are the same, check the 'Same' box.
  4. Indicate your intentions regarding the property by selecting one option from each question in Section 4.
  5. If applicable, answer questions about whether the property is listed for sale and any offers received in Section 5.
  6. Complete Section 6 by indicating if you have contacted a housing-counseling agency and provide their details if yes.
  7. Fill out Sections 7 through 10 regarding taxes, insurance, bankruptcy status, and additional liens or mortgages.
  8. In Section 11, select all applicable hardships affecting your ability to make payments and provide a brief description of your situation.
  9. Document your income and expenses in Sections 14 through 50. Ensure all amounts are accurate and supported by documentation.
  10. Finally, review the Acknowledgment and Agreement section before signing to confirm that all information is truthful.

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