FLOOD PERMIT APPLICATION 2025

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The floodplain development permit requirement is intended to allow the City to monitor activities located in the SFHA to ensure the following: Base flood elevations do not significantly change as a result of development Buildings in floodways and floodplains are constructed and maintained properly Substantially
Structures Not Eligible for Flood Insurance Under the NFIP Mobile homes not affixed to a permanent site. Travel trailers and campers. Converted buses or vans. Buildings entirely in, on, or over water into which boats are floated.
A flood zone is a defined geographic area with a specific flood hazard risk. It represents the probability and impact of flooding on that area and is used to determine insurance requirements and costs. Flood zones are shown collectively on a flood map.
You must live in a community that participates in the National Flood Insurance Program (NFIP) to qualify for National Flood Insurance. Find out if your community participates in the NFIP and the kinds of NFIP resources available in your community.
Flood insurance is available to anyone living in one of the almost 23,000 participating NFIP communities. Homes and businesses in high-risk flood areas with mortgages from government-backed lenders are required to have flood insurance. For more information about whats covered and to find a policy visit FloodSmart.gov.
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Renters flood insurance policies protect the things you own inside your home. They protect things like your furniture, clothes, television, computers, rugs and some artwork. This type of policy covers your belongings for up to $100,000 of damage.
To get started, call your town or city government office and ask for the floodplain manager or the person who handles Elevation Certificates for that community. If you have trouble connecting with your local floodplain manager, you can contact your states floodplain management office.
How to Check the Flood Loss History for Your House Check Your Flood Zone. Review the Sellers Disclosure. Hire a Professional Inspector. Request a Flood Loss History Report. Consult Local Authorities. Talk to Neighbors. Flood Insurance. Flood Mitigation Measures.

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