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What are the 3 types of mortgage?

Types of Mortgages: Conventional Mortgages. Fixed-Rate Mortgages. Adjustable-Rate Mortgages. FHA Loans. USDA Loans. VA Loans. Jumbo Loans.

What is a 1008?

The Uniform Underwriting and Transmittal Summary Form 1008 summarizes key data from the loan application package. Lenders use this information in docHubing the underwriting decision. Form 1008 (or a similar document) must be retained in the mortgage file for manually underwritten mortgage loans.

What form is a 1003?

The 1003 loan application, or Uniform Residential Loan Application, is the standardized form most mortgage lenders in the U.S. use. The application asks questions about the borrowers employment, income, assets, and debts, as well as requiring information about the property.

What does a short form mortgage mean?

The Short Form Security Instrument is the Mortgage or Deed of Trust recorded for each individual Mortgage made and recorded in the recording jurisdiction where the Master Form Security Instrument is recorded; the Short Form Security Instrument contains loan-specific information and incorporates by reference the

What is the form 1003 Urla?

The 1003 Form is Fannie Maes form number for the Uniform Residential Loan Application (URLA). Freddie Mac refers to this as Form 65. The URLA, 1003, and Form 65 are all the same forms and serve as a mortgage loan application.

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