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Workers comp generally handles wage replacement for the time you have to spend off work during your recovery. Generally, the percentage of your wage workers comp pays in North Carolina is around two-thirds, or 66%, of your regular wages.
Certain types of employees are also exempt from the NC Workers Compensation Act, including: Casual employees or employees that do not participate in regular business or trade. A casual employee does not work regular hours and can leave the job without notice. Domestic, household employees.
Generally speaking, employers and companies in North Carolina are not required to purchase workers compensation coverage for independent contractors, freelancers and subcontractors.
Injured NC workers who suffer wage loss because of a covered injury are entitled to disability payments under workers comp laws in NC. These benefits are based on the employees Average Weekly Wage. Disability payments can be for partial or total disability, and can be for a disability that is temporary or permanent.
All Employers or Carriers MUST file a Form 19 Employers Report of Employees Injury to the Industrial Commission within five days of learning of any injury or allegation of an injury.
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In a Form 26A settlement, the insurance company pays the value of your permanent disability rating in weekly installments. In exchange, you give up your right to future permanent disability benefits.
The North Carolina Industrial Commission (NCIC) is vested as a Court of exclusive and original jurisdiction by the General Assembly to adjudicate and administer the North Carolina Workers Compensation Act, and is charged with adjudicating and administering approximately 65,000 workers compensation claims filed
Generally, you are expected to provide your employer with notice of your claim within 30 days of your accident. You can formally file a claim for workers compensation benefits with the North Carolina Industrial Commission by filing Form 18. That form must be filed within two years of the date of your work accident.
The State Government Workers Compensation Program is administered and managed by the Office of State Human Resources.
The North Carolina Workers Compensation Act requires that all businesses that employ three or more employees, including those operating as corporations, sole proprietorships, limited liability companies and partnerships, obtain workers compensation insurance or qualify as self-insured employers for purposes of paying

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