Uniform assistance form 2025

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You must provide information about yourself and your intentions to either keep or transition out of your property; a description of the hardship that prevents you from paying your mortgage(s); information about all of your income, expenses and financial assets; whether you have bankruptcy; and information about the
Mortgage assistance loans are an affordable choice for homeowners in need since they offer short-term financial help without the burden of interest payments. Interest-free loans must be repaid over time, but the absence of interest may significantly decrease the total amount due.
For short-term hardships, a forbearance plan can temporarily reduce or suspend your monthly mortgage payments. Sudden financial hardships can occur for many reasons, such as job loss, illness, disability, natural disasters, or divorce.
The Uniform Borrower Assistance Form assists individuals experiencing financial hardships in obtaining mortgage relief. It requires detailed personal, financial, and hardship information. Completing this form is essential for those seeking assistance with their mortgage payments.
What is the Uniform Residential Loan Application (URLA)? The URLA (also known as the Freddie Mac Form 65/Fannie Mae Form 1003) is a standardized document used by borrowers to apply for a mortgage. The URLA is jointly published by the GSEs and has been in use for more than 40 years in all U.S. states and territories.
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Tell the truth about what happened. Keep it brief, but be sure to add all necessary details. Focus only what has currently happened and how that has impacted your ability to make the payments. List what you have done to try to resolve the hardship.

uniform borrower assistance form pdf