The form 1098-2025

Show details

4.8 out of 5

112 votes

The document provides detailed instructions for completing Form 1098, which is used to report mortgage interest and mortgage insurance premiums received by lenders. It outlines who must file the form, the specific reporting requirements, exceptions, and guidelines for various scenarios such as overpayments and points paid on mortgages. The form has transitioned to continuous use, meaning it will be updated as necessary rather than revised annually. Key topics include thresholds for reporting, obligations classification, and the necessity of providing statements to recipients.

Here's how it works

01. Edit your form 1098 explained online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send the form 1098 via email, link, or fax. You can also download it, export it or print it out.

The best way to modify The form 1098 in PDF format online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Working on documents with our feature-rich and intuitive PDF editor is straightforward. Make the steps below to complete The form 1098 online quickly and easily:

Sign in to your account. Log in with your credentials or create a free account to try the product before choosing the subscription.
Upload a document. Drag and drop the file from your device or import it from other services, like Google Drive, OneDrive, Dropbox, or an external link.
Edit The form 1098. Quickly add and highlight text, insert images, checkmarks, and symbols, drop new fillable areas, and rearrange or remove pages from your document.
Get the The form 1098 completed. Download your modified document, export it to the cloud, print it from the editor, or share it with other participants through a Shareable link or as an email attachment.

Make the most of DocHub, one of the most easy-to-use editors to quickly manage your documentation online!

See more the form 1098 versions

We've got more versions of the the form 1098 form. Select the right the form 1098 version from the list and start editing it straight away!

Versions	Form popularity	Fillable & printable
2022	4.8 Satisfied (112 Votes)
2021	4.2 Satisfied (73 Votes)
2020	3.9 Satisfied (36 Votes)
2019	4.4 Satisfied (240 Votes)
2018	4.4 Satisfied (40 Votes)
2017	4.3 Satisfied (83 Votes)
2016	4.2 Satisfied (63 Votes)
2013	4.3 Satisfied (192 Votes)
2012	4.3 Satisfied (197 Votes)

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Does 1098 help tax refunds?

If you receive a Form 1098 for mortgage interest, you may claim the mortgage interest deduction on your tax return, provided you meet the eligibility criteria and opt to itemize your deductions.

How much does 1098-T affect taxes?

The 1098-T form isnt just about reminding you how much you paid for that Organic Chemistry class you barely survived. Its also your ticket to potential tax breaks and deductions. There are a couple to consider: The American Opportunity Tax Credit can be worth up to $2,500 for each eligible student.

Why did my mortgage company send me a 1098?

Lenders: Lenders send Form 1098 paid by a primary borrower to report mortgage interest payments above $600 to the IRS. A copy is sent to you and to the IRS. Lenders who are not in the business of lending are not required to issue the 1098.

How does a 1098 affect your taxes?

The 1098 form and its variants are used to report certain contributions and other possible tax-deductible expenses to the IRS and taxpayers. In particular, they cover mortgage interest payments; contributions of motor vehicles, boats, or airplanes; student loan interest paid; and tuition and scholarship information.

Does a 1098 show taxes paid?

The Form 1098 shows my name and Social Security number, along with the total amount of mortgage interest and real property taxes paid during the calendar year.

1098 instructions mortgage interest statement

Form 1098 Mortgage The form 1098 instructions The form 1098 pdf IRS Form 1098 for 2023 What is a 1098 tax Form used for How to get the form 1098 What is a 1098 form for students How to fill out the form 1098

Related forms

be ready to get more

Complete this form in 5 minutes or less

Get form

What is the 1098 tax form used for?

Use Form 1098, Mortgage Interest Statement, to report mortgage interest (including points, defined later) of $600 or more you received during the year in the course of your trade or business from an individual, including a sole proprietor. Report only interest on a mortgage, defined later.

How much does a 1098 help with taxes?

Referred to as the Mortgage Interest Statement, the 1098 tax form allows business to notify the IRS of mortgage interest and points received in excess of $600 on a single mortgage. For individuals, the 1098 form allows them to provide documentation when claiming the mortgage interest deduction.

The form 1098-2025

Here's how it works

The best way to modify The form 1098 in PDF format online

See more the form 1098 versions

Complete this form in 5 minutes or less

Got questions?

Does 1098 help tax refunds?

How much does 1098-T affect taxes?

Why did my mortgage company send me a 1098?

How does a 1098 affect your taxes?

Does a 1098 show taxes paid?

Complete this form in 5 minutes or less

People also ask

What is the 1098 tax form used for?

How much does a 1098 help with taxes?

1098 instructions

Try more PDF tools