Ky repossession 2025

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Saying something as simple as you may not take the car generally suffices under laws for vehicle repos as an unequivocal protest and will require the repo man to stop the repo process. If he doest, hes likely breached the peace during the repossession.
Kentucky allows a repossession at any time without giving you notice. They will often notify the local sheriff within two hours after the repossession. But they wont call you or send notice prior. If your loan is defaulted, your car can be taken without warning.
If a repossession company cannot locate your car to repossess it, several outcomes may occur: Extended Search: The repossession agent may continue searching for the vehicle. They often have access to databases and tools that help them track down vehicles.
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