Form 105a 2025

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You generally cannot file the tax return without the 1095-A and it gets rejected. If it does in fact get filed, then the IRS will catch it and recapture what is theirs when they get around to it. Highly advise not filing without the 1095-A just for a refund. It 100% will get caught and hurt.
You will use the information from the Form 1095-A to calculate the amount of your premium tax credit. You will also use this form to reconcile advance payments of the premium tax credit made on your behalf with the premium tax credit you are claiming on your tax return.
The Form 1095-A will tell you the dates of coverage, total amount of the monthly premiums for your insurance plan, the second lowest cost silver plan premium that you may use to determine the amount of your premium tax credit, and amounts of advance payments of the premium tax credit.
If a Form 1095-A is addressed to you and you are the account holder on your NY State of Health account, you can find the form in your online account at .nystateofhealth.ny.gov. Log in to your account and look for the Form 1095-A in your inbox.
Notice: You must have your Form 1095-A before you file. Dont file your taxes until you have an accurate 1095-A. If anything about your coverage or household is wrong, contact the Marketplace Call Center. Your 1095-A includes information about Marketplace plans anyone in your household had in 2024.
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People also ask

Use Schedule R (Form 1040) to figure the credit for the elderly or the disabled.
How to find your 1095-A online Log into your Marketplace account. Under Your applications, select your 2024 application not your 2025 application. Select Tax Forms. Download all 1095-As.
Form 1095-A, Form 1095-B, and some Forms 1095-C show who in your family enrolled in health coverage and for what months. Form 1095-A also provides premium information and other information you will need to reconcile advance payments of premium tax credit and claim the premium tax credit on Form 8962.

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