Ej 155 2025

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Personal Property Levies as a Judgment Collection Tool A personal property levy allows a creditor to obtain possession of much of the debtors property in California (e.g., equipment, inventory, vehicles, cash in cash registers), excluding real property and property held by third parties.
What to do about an account levy Review the debt. If a levy has been placed on your account, you need to fully understand the debt you owe. Pay the debt. Negotiate with the creditor. Check the statute of limitations. Contest the lawsuit. Open a new bank account. File for bankruptcy.
If your money is exempt, you must act quickly to stop the bank levy. You must send a Claim of Exemption within 15 days of when you received the Notice of Levy (20 days if you received it in the mail). If you wait longer than this, the sheriff will give the other side the money and you wont get it back.
Exemption from the Enforcement of Judgments Type of PropertyCode Automobiles, Trucks, and other motor vehicles, including proceeds traced to the sale of the vehicle. CCP 704.010 Art and Heirlooms Jewelry CCP 704.040 Relocation Benefits CCP 704.180 Health Insurance Benefits and Disability Insurance Benefits CCP 704.13027 more rows
If you do not pay the judgment within 30 days or file a Motion to Vacate the Judgment or Notice of Appeal the judgment creditor can garnish or seize your property.
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Tell the court how it will be impossible for you to pay for your familys basic needs if the money is taken from your paycheck. The other side may say it is not true. Bring evidence that shows you cant afford to have the money taken. This might be your paychecks, bank statements, and bills.

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