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The Creditor must either file the Satisfaction of Judgment with the County Clerk, or provide it to the Debtor so that the Debtor may file it with the County Clerk. The Satisfaction of Judgment must also be filed with the City Court. If the Satisfaction of Judgment is generated by the Court, there is a fee.
The NY DMV will mail your duplicate title on the second business day after application if you apply online. Mail applications take longer due to the added time of your postal delivery to the DMV. If you apply in person, the title will be processed 72 hours after application and then mailed to you.
To transfer the ownership of the vehicle to your name, you must complete form MV-82* or MV-82TON*, and pay applicable sales tax. 1. A current and valid New York State Insurance Identification Card in the name of the registrant, or 2. For a For-Hire vehicle, form FH-1 (Insurance Certificate), or 3.
Use the form Vehicle Registration/Title Application (PDF) (MV-82), available at any motor vehicle office, by request from a DMV Call Center or by download from the DMV internet site. You must pay the registration and license plate fees, any appropriate sales tax, and the fee for a title certificate $50.00.
To successfully transfer a vehicles title in New York, you need to: Visit your local NY DMV office. Provide the completed and signed vehicle title by the seller. Provide proof of a valid NY insurance policy and identification. Complete a Vehicle Registration/Title Application (Form MV-82)
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Gifted vehicle If the vehicle is transferred as a gift, indicate this on the bill of sale and indicate that the purchase price is $0. You must also indicate the vehicle is a gift on a Statement of Transaction {Sales Tax Form} (pdf) (at NY State Department of Tax and Finance) (DTF-802).
Retail Certificate of Sale (MV-50) (aka Dealers Bill of Sale). The proof of ownership for a used vehicle is the title certificate that the previous owner signed to transfer the ownership to the dealer and a form MV-50 that the dealer signs to transfer ownership to you.
Send an Application for a Duplicate Certificate of Title (PDF) (MV-902) and the original proof that indicates that the lien is satisfied to the address above, or bring them to a DMV office. The DMV processes a duplicate title certificate that does not list the lien and mails the certificate to you. The fee is $20.00.
The DMV will mail your certificate of title (that does not list the lien) in 60 to 90 days.
HOW DO I FILE A LIEN? To file a lien against a titled vehicle, boat, or manufactured home for which you provided a loan, NYS law requires that you apply to the Commissioner of Motor Vehicles and pay a lien filing fee. As the lienholder you must pay the fee, it cannot be charged to the borrower or the dealer.

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