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2021	4.8 Satisfied (112 Votes)
2021	4.2 Satisfied (73 Votes)
2020	3.9 Satisfied (36 Votes)
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What is a 1098 tax form used for?

Use Form 1098, Mortgage Interest Statement, to report mortgage interest (including points, defined later) of $600 or more you received during the year in the course of your trade or business from an individual, including a sole proprietor. Report only interest on a mortgage, defined later.

Do I have to file Form 1098 on my taxes?

No, you dont have to actually file Form 1098that is, submit it with your tax return. You only have to indicate the amount of interest reported by the form. And you generally only report this interest if you are itemizing deductions on your tax return.

How does a 1098 mortgage affect my taxes?

How Does a 1098 Affect My Taxes? If you want to claim a deduction for the amount of interest youve paid on your mortgage over the last year, you can file the 1098 form(s) you received. By claiming the deduction, youll be able to directly reduce your taxable income.