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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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Find the right life insurance policy for your needs. Learn which type of life insurance is right for you. New York Life is here to protect your family, now and in the future.
Get a copy of your Social Security 1099 (SSA-1099) tax form online. Need a replacement copy of your SSA-1099 or SSA-1042S, also known as a Benefit Statement? You can instantly download a printable copy of the tax form by logging in to or creating a free my Social Security account.
Unless youve purchased a Return Of Premium Term Life Insurance Policy, you will not get your money back at the end of the term or at any time you cancel the policy.
When can you borrow against your life insurance policy? Most insurers will require your cash value to docHub a certain amount before you can borrow from it. It often takes between 5 and 10 years for your cash value to docHub this point, but it can vary depending on what type of policy you have.
Form 1099-R is used to report the distribution of retirement benefits such as pensions and annuities. You should receive a copy of Form 1099-R, or some variation, if you received a distribution of $10 or more from your retirement plan.
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People also ask

1-800-225-5695 If you have specific questions about your policy, claim, or application-our customer service experts are happy to help.
Do you get a 1099 for life insurance proceeds? You wont receive a 1099 for life insurance proceeds because the IRS doesnt typically consider the death benefit to count as income.
If you have a permanent life insurance policy, then yes, you can take cash out before your death. In addition to the policy loans described above, you can take out cash value in the form of a withdrawal, either in a lump sum or in payments. As with a policy loan, your death benefit will generally be reduced.
Call (800) CALL-NYL and say the word Claims at any time. Our service team is available 8:00am to 7:00pm ET, Monday through Friday. When you call, please have the following information available: Deceased Insured/Annuitants Name.
Over the companys 177 year history, New York Life has established itself as a reputable life insurance provider, with a top-notch financial stability rating from AM Best and solid indicators of customer satisfaction from other third-party sources.

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