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The MCS ‐90 endorsement creates an obligation, running to the public, to pay any judgment resulting from negligence in the operations, maintenance or use of motor vehicles, even if the vehicle is not identified or covered under the insurance policy to which the endorsement is attached.
Insurance Filing Requirements Chart FormDescriptionAuthorities Subject to Filing BMC-91 or BMC-91X Public liability insurance (bodily injury/property damage/environmental restoration) Motor Carrier Freight Forwarder (Note: Non-vehicle operating freight forwarders may seek waiver of this requirement)5 more rows Nov 25, 2024
Forms MCS-90 (for motor carriers) and MCS-82 (for buses) are completed by a carriers insurance agent when it registers the contractual agreement with the Federal Motor Carrier Safety Administration (FMCSA).
In summary, while both forms are required by the FMCSA, BMC-91 provides proof of liability insurance coverage, while MCS-90 serves as an endorsement to the insurance policy and covers the public against any negligence or failure to maintain the vehicle by the carrier.
BMC-91 or BMC-91X The FMCSA requires BMC-91 documentation from the insurance carrier verifying that the insured is carrying adequate limits of liability to cover transported goods or people across state lines. The BMC-91X filing is required when your insurance is provided by multiple insurance carriers.

People also ask

You must have an MCS-90 if you have federal filings. The MCS-90 requires a 35-day notice of cancellation of the policy. The MCS-90B is the endorsement attached to the insurance policy for a public livery risk.
Form BMC-91 or BMC-91X for proof of bodily injury and property damage (BI PD) insurance are both used to make liability filings with the FMCSA. FMCSA does not provide these forms. The insurance company making the filing maintains their own supply of forms.

bmc 91x