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You can collect COBRA benefits for up to 18 months. This may be extended to 36 months under certain circumstances. If your employer has 20 or more employees, it must follow COBRA rules.
COBRA coverage follows a qualifying event. An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.
Californias state continuation is called Cal-COBRA.
In California, the state continuation rule is referred to as Cal-COBRA and allows enrollees to continue their coverage for between 18 and 36 months, depending on the qualifying event that would have otherwise ended their healthcare coverage. Coverage can also be extended for qualifying family members.
COBRA continuation coverage will ensure you have health coverage until the coverage through your Marketplace plan begins. Through the Marketplace you can also learn if you qualify for free or low-cost coverage from Medicaid or the Childrens Health Insurance Program (CHIP).
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The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss,

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