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How do you read an EOB for dummies?

1:34 2:35 How to Read Your Medical EOB - YouTube YouTube Start of suggested clip End of suggested clip The amount you pay for the service this is the amount that you will be billed. Remember the EOB isMoreThe amount you pay for the service this is the amount that you will be billed. Remember the EOB is not a bill it just shows you how the costs are distributed. If you have any questions by your EOB.

What is an example of EOB?

Its calculated as a percentage of the allowed amount. For example: If your coinsurance is 20%, youd pay $20 if the allowed amount is $100. A fixed amount (for example, $15) you pay for a covered health care service, usually when you get the service. The amount can vary by the type of covered service.

What is the difference between an EOB and a bill?

The key difference between an EOB and a health insurance bill is that an EOB form breaks down how much or what part of the service(s) are covered by insurance and what parts are not. A bill, on the other hand, shows how much each service costs, the overall amount, and what you still owe.

What is the purpose of an EOB?

You may receive an EOB from your health plan after your visit with the provider. It will show you the total charges for your visit and how much you and your health plan owe. An EOB is NOT A BILL. You can also use it to track how you and your family use your coverage.

What is an EOB from an insurance company?

Each time your insurer pays for a service you use, they send you an Explanation of Benefits (EOB). The EOB is your insurance companys written explanation for that claim, showing the name of the provider that covered the service and date(s) of service.

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