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Loan forgiveness form pdf 2025

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The document outlines the Public Service Loan Forgiveness (PSLF) and Temporary Expanded PSLF (TEPSLF) programs, detailing the eligibility requirements for borrowers seeking loan forgiveness. It includes sections for borrower information, employer certification, and instructions for completing the application form. Key points include the necessity of making 120 qualifying payments while employed full-time by a qualifying employer, definitions of qualifying employment and repayment plans, and instructions on how to submit the application. The document also emphasizes the importance of accurate information and provides contact details for assistance.

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Versions	Form popularity	Fillable & printable
2022	4.8 Satisfied (93 Votes)
2020	4.8 Satisfied (82 Votes)
2016	4.1 Satisfied (29 Votes)
2014	4.4 Satisfied (71 Votes)

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Will I be approved for student loan forgiveness?

If you work full time for a government or nonprofit organization, you may qualify for forgiveness of the entire remaining balance of your Direct Loans after youve made 120 qualifying paymentsi.e., at least 10 years of payments. To benefit from PSLF, you need to repay your federal student loans under an IDR plan.

Do I need to submit for student loan forgiveness?

After you Make 120 Qualifying Monthly Payments for PSLF After you make your 120th qualifying monthly payment for PSLF, youll need to submit the PSLF form to receive loan forgiveness. You must be working for a qualifying employer at the time you submit the PSLF form.

How is student loan forgiveness being paid for?

Lets get real: how will student loan forgiveness be paid for? The answer is taxpayer dollars. The Congressional Budget Office estimated that Bidens forgiveness plan could add up to $400 billion to the national deficit.

Will I automatically get student loan forgiveness?

Borrowers who have reached 20 or 25 years (240 or 300 months) worth of eligible payments for IDR forgiveness will see their loans forgiven as they reach these milestones.

Will student loan forgiveness be automatically applied?

Any borrower with ED-held loans that have accumulated time in repayment of at least 20 or 25 years will see automatic forgiveness, even if the loans are not currently on an IDR plan. Borrowers with FFELP loans held by commercial lenders or Perkins loans not held by ED can benefit if they consolidate into Direct Loans.