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Nevada law requires business owners with one or more employees in the State of Nevada to obtain and maintain workers compensation coverage.
On average, workers pay about 25% of the total premium while the employer pays the remaining 75%. All industrial insurance premiums are collected and eventually paid as benefits or administrative expenses by the Washington State Fund, which is managed by the Department of Labor and Industries.
Unlike most other states, Nevada does not exclude sole proprietors, independent contractors, subcontractors, and their employees from workers compensation requirements.
Although a sole proprietor having no employees is not required to maintain workers compensation insurance on himself/herself, the sole proprietor may elect to secure coverage for himself/herself.
Nevada Workers Compensation Exemptions Employment covered by private disability and death benefit plans. Casual employment that lasts no more than 20 days and has a total labor cost under $500 (casual employment means a worker only gets hired for work thats needed)
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Nevada Revised Statutes 244.33505 (2024) - Business required to submit affidavit or attestation concerning industrial insurance upon application for license or post office box; provision by county of monthly report to Division of Industrial Relations; board of county commissioners to provide business with document or

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