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Is variable life insurance regulated by the US Department of Treasury?

In addition to receiving state oversight, variable annuities are regulated at the federal level by the U.S. Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA).

What entities regulate variable annuities?

Variable annuities are securities registered with the Securities and Exchange Commission (SEC), and sales of variable insurance products are regulated by the SEC and FINRA.

What are types of annuity?

There are three main types of annuities: fixed annuities, fixed-indexed annuities and variable annuities. Variable annuities can be immediate or deferred.

What are the 4 types of annuities?

There are five major categories of annuities fixed annuities, variable annuities, fixed-indexed annuities, immediate annuities and deferred annuities. Which is best for you depends on several variables, including your risk orientation, income goals, and when you want to begin receiving annuity income.

Is variable whole life insurance regulated?

Variable life insurance policies are securities and must follow federal securities laws as well as state insurance regulation.

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