Home
Forms Library
Commercial lending compliance checklist

Best-Ever Compliance Checklist for Commercial Loans 2025

commercial lending compliance checklist Preview on Page 1

See details

4.7 out of 5

44 votes

The document is a compliance checklist for commercial loans presented during a webinar on December 16, 2015, by Anne Lolley. It provides detailed guidelines and requirements for lenders regarding the application process, documentation needed, environmental risk analysis, appraisal and evaluation procedures, and adherence to regulations such as the Equal Credit Opportunity Act (ECOA) and Home Mortgage Disclosure Act (HMDA). The checklist aims to ensure that lenders follow best practices in assessing loan applications for business and agricultural purposes.

Here's how it works

01. Edit your commercial lending compliance checklist online

Type text, add images, blackout confidential details, add comments, highlights and more.

02. Sign it in a few clicks

Draw your signature, type it, upload its image, or use your mobile device as a signature pad.

03. Share your form with others

Send commercial loan checklist template via email, link, or fax. You can also download it, export it or print it out.

The easiest way to edit Best-Ever Compliance Checklist for Commercial Loans in PDF format online

Ease of Setup

DocHub User Ratings on G2

Ease of Use

DocHub User Ratings on G2

Working on paperwork with our comprehensive and user-friendly PDF editor is easy. Make the steps below to fill out Best-Ever Compliance Checklist for Commercial Loans online quickly and easily:

Sign in to your account. Log in with your email and password or register a free account to test the service before choosing the subscription.
Upload a form. Drag and drop the file from your device or add it from other services, like Google Drive, OneDrive, Dropbox, or an external link.
Edit Best-Ever Compliance Checklist for Commercial Loans. Quickly add and highlight text, insert images, checkmarks, and signs, drop new fillable fields, and rearrange or remove pages from your document.
Get the Best-Ever Compliance Checklist for Commercial Loans accomplished. Download your updated document, export it to the cloud, print it from the editor, or share it with other participants using a Shareable link or as an email attachment.

Take advantage of DocHub, one of the most easy-to-use editors to quickly manage your documentation online!

be ready to get more

Complete this form in 5 minutes or less

Get form

Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I prepare for a commercial loan?

Loan review compliance for the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) refers to the process of ensuring that a financial institutions lending practices comply with relevant laws, regulations, and guidance issued by these agencies.

What is a compliance checklist?

Commercial Loan Application Checklist: Documents Youll Need Your Company Website. Your website acts as a virtual storefront, giving lenders insight into your businesss legitimacy and online presence. Business Plan and Company History. Financial Statements. Collateral Documentation.

What are the 4 Cs of commercial lending?

If you are a business owner or potential borrower, understanding the 4 Cs of Commercial Lending is your key to success. These are Capacity, Collateral, Capital, and Character. These four core components are what lenders assess to decide whether to grant you a loan.

What are the four loan documentation requirements do banks need when granting a commercial loan request?

Tips for Securing a Commercial Real Estate Loan Understand Your Needs and Options. Prepare a Comprehensive Business Plan. Gather Necessary Documentation. Evaluate and Improve Your Creditworthiness. Consider Collateral and Down Payment. Shop Around for Lenders. Engage with an Experienced Commercial Real Estate Advisor.

How much do you need to put down on a commercial loan?

The average down payment on a commercial loan is between 10% and 30% of the equity of the property. Typically, the down payment is around 25%. How much of a down payment you need for a commercial property loan will depend on the type of loan you are approved for and the type of building you want to buy.

What are the 5 Cs of commercial lending?

Conclusion. The 5 Cscharacter, capacity, capital, collateral, and conditionsare the linchpin to a successful loan application. More than mere checkboxes to tick off, these factors are the essential ingredients for both borrowers and lenders in evaluating creditworthiness and managing risk effectively.

Is it hard to qualify for a commercial loan?

The list of items needed in order to qualify for a commercial loan is long, and it may be an ongoing process of documentation that one needs to supply to the lender throughout the life of the loan. Some lenders will ask for annual or quarterly income statements, tax returns or balance sheets.

Best-Ever Compliance Checklist for Commercial Loans 2025

Here's how it works