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Like the general warranty deed, a special warranty deed contains all five covenants of title and warrants good title. The difference is that the guarantees made in a special warranty deed only extend to the time that the grantor owned the property.
The main disadvantages include limited protection for buyers, who may inherit claims or issues from before the sellers ownership. Buyers must investigate the propertys history, which could lead to unexpected costs or unresolved liens.
A Florida special warranty deed offers protection to the buyer with a limited guarantee from the seller that the title to the property legally belongs to them and that there are no outstanding liens, mortgages, or other encumbrances against it during the period of time the seller owned the property.
A special warranty deed guarantees two things: The grantor owns, and can sell, the property; and the property incurred no encumbrances during their ownership. A special warranty deed is more limited than the more common general warranty deed, which covers the entire history of the property.
The main difference between these deeds is that general warranty deeds apply to the entire history of a piece of land while special warranty deeds only cover the period of time that the previous owner (the grantor) has held the land.
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Special Warranty Deed It guarantees there has been no encumbrance of the property during the grantors ownership of the property. It doesnt cover anything that happened before their ownership. These deeds are commonly used by temporary owners like banks who have acquired properties through foreclosure.
A special warranty deed is a type of real estate deed used to transfer property ownership from one person to another. By using this particular deed, the seller is guaranteeing to the buyer that there are no defects or problems with the property title during the time that they owned the property.

florida special warranty deed