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What type of account is direct deposit?

A direct deposit account is simply a checking or savings account which offers the ability to send and receive funds electronically. Most checking and savings accounts available through commercial banks now come with direct deposit capabilities by default.

What account information is needed for direct deposit?

Each employee needs to provide the following information: bank name, account type, account number and routing number. Some states also require employees to sign a consent form before their employer can switch them to direct deposit.

How do I find my account number details?

Cheque books, passbooks and account statements have your account number printed on them. You can check your bank account number online with mobile and internet banking. You can also visit your bank branch to know your account number.

What does account mean when setting up direct deposit?

Direct deposit is a fully automated method of handling transactions. When receiving a direct deposit, the payer issues an electronic payment that is automatically transferred into the payees checking account. There is no need for a physical check or for either party to visit the bank for the money to transfer.

What information do you need for direct deposit set up?

Each employee needs to provide the following information: bank name, account type, account number and routing number. Some states also require employees to sign a consent form before their employer can switch them to direct deposit.

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