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Owner's or Seller's Affidavit of No Liens - Maine

Owner's or Seller's Affidavit of No Liens - Maine 2025

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The document is an Owner's (Seller's) Affidavit from the State of Maine, where the sellers affirm their ownership and legal status regarding a property they are selling. It includes declarations about their age, marital status, absence of liens or debts related to the property, no pending lawsuits or bankruptcy proceedings, and confirms that there are no hidden structural defects or easements affecting the property. The affidavit emphasizes the truthfulness of these statements under penalty of perjury and acknowledges reliance by mortgagees and title insurance companies on this information.

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What is a no lien affidavit?

An affidavit of no lien is beneficial for the purchaser of a property and the purchasers title insurance company because it ensures that the property being purchased does not have liens on it with amounts owing for materials, services, labor, etc.

What does no lien letter mean?

The No Lien Letter is a requirement of the Borough and your financial institution. This letter verifies that there are no municipal liens filed against the property. It further indicates if there are any outstanding Sewer Charges/Taps or Real Estate Taxes that need to be satisfied.

What is a lien affidavit?

At its core, an affidavit lien is a binding legal document that could introduce complexities into real estate transactions. Typically, such a lien is recorded against a property by an individual or entity claiming a financial debt owed by the property owner.

What is a no lien agreement?

3 min read updated on September 19, 2022. A no-lien contract contains a clause that allows a party to waive its right to file a mechanics lien on a project in the future. Its commonly used in construction contracts and is signed before work begins.

What does it mean when a property has no lien?

No Liens is a legal term used in the context of contract law, typically referring to a guarantee or assurance that a property or asset is free from any claims or legal holds by creditors.