Warranty Deed - Husband and Wife to Three Individuals - Maryland 2025

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Tenancy by the Entirety Each spouse owns an undivided interest in the real property, and there is a right of survivorship. Maryland has a presumption that property held by a married couple is held as tenants by the entireties. The presumption applies to property acquired by the married couple.
You or your co-owner can add a third person to the title of the home. But you cannot add them as a co-owner of the property by yourself where each of you would then own one-third of the property. Instead, youd have to convey part of your ownership share in the home to that person.
Property held as joint tenants with right of survivorship or as Tenants by the Entireties will pass to the surviving joint owner. Property held as payable on death will pass to the designated beneficiaries.
Joint Owners Debts Could Become Your Problem For example, if you add your adult child to the deed of your home and they have undisclosed debts, your property could be at risk of being seized to settle those debts.
Each spouse owns an undivided interest in the real property, and there is a right of survivorship. Maryland has a presumption that property held by a married couple is held as tenants by the entireties. The presumption applies to property acquired by the married couple.
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If the decedent has a spouse but no living children: Spouse inherits everything. Read the law: Md. Code, Estates and Trusts, 3102(a)
Similarly, to add someone to a deed a new deed must be prepared to transfer the property from all current owners to all new and current owners. The new deed must then be recorded in land records. You can read about the steps to record a new deed at the Peoples Law Library.

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