Satisfaction, Cancellation or Release of Mortgage Package - Massachusetts 2025

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  1. Click ‘Get Form’ to open it in the editor.
  2. Begin with the 'Satisfaction, Release or Cancellation of a Deed of Trust by an Individual' form. Fill in your name and address in the designated fields. Ensure all information is accurate as this will be used for legal purposes.
  3. Next, complete the 'Satisfaction, Release or Cancellation of a Deed of Trust by a Corporation' if applicable. Enter the corporation's name and authorized representative details.
  4. Use the 'Letter of Notice to Borrower of Status of Mortgage' to inform the borrower about the mortgage status. Fill in their details and ensure you include any necessary dates.
  5. Finally, complete the 'Letter to Recording Office for Recording Satisfaction of a Mortgage'. Include all relevant property information and sign where indicated. Remember that notarization may be required.

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A release of mortgage, commonly known as a discharge of mortgage, is a legal document issued by the lender acknowledging that the mortgage debt is settled. It effectively releases the property from the lien, allowing homeowners clear ownership.
A satisfaction of mortgage is a document that proves the borrower has paid off the mortgage in full, freeing the loans lien on the property and giving the title to the borrower.
With a release, your creditor confirms that all the sums due have been paid. The document certifies that the property is mortgage-free. The discharge releases only part of the property or only one of the individuals responsible for the mortgage payments.
In order to make public notification that you have paid your mortgage off, you need to bring the original Discharge of Mortgage provided by the bank to the registry of deeds along with either cash or a check in the amount of $105.00. The Registry will record the Discharge and return it to you immediately.
A release is synonymous to a satisfaction of mortgage since they indicate the borrower has repaid their mortgage loan in full and the lien on the property has been lifted.
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Depending on your state, a Satisfaction of Mortgage may also be known as: Mortgage Lien Release. Release of Mortgage.
A release is a relinquishment of a right, which may be given gratuitously or for inadequate consideration, while an and satisfaction is the discharge of a debt or claim by the acceptance of some payment which is agreed to constitute full satisfaction.

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