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Owner's or Seller's Affidavit of No Liens - Massachusetts

Owner's or Seller's Affidavit of No Liens - Massachusetts 2025

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The document is an Owner's (Seller's) Affidavit from Massachusetts, where the sellers affirm their ownership and the absence of liens, debts, or legal issues related to the property they are selling. It includes declarations about marital status, structural integrity, easements, and reliance on the truthfulness of the statements by mortgagees and title insurance companies. The affidavit is sworn under penalty of perjury.

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What is a no lien affidavit?

An affidavit of no lien is beneficial for the purchaser of a property and the purchasers title insurance company because it ensures that the property being purchased does not have liens on it with amounts owing for materials, services, labor, etc.

What is the most common lien on property?

In real estate, a lien gives a lender the legal rights to the house until youve paid your mortgage in full. One of the most common examples of a house lien or property lien would be a mortgage.

Do liens have to be paid before closing?

The lien typically needs to be resolved before or during the sale to provide the buyer with a clear title. Buyers and lenders usually require assurance that the lien will not transfer with the property. Its possible to use the proceeds from the sale to pay off the lien.

How to prove no lien on property?

In most states, you can typically conduct a property lien search by address with the county recorder, clerk, or assessors office online. The search for liens is free, though you may have to pay a small fee for a copy of the report, which will vary by county.

What is a sellers affidavit in real estate?

The affidavit is a sworn statement of fact that specifies the seller of a property holds the title to it. In other words, its proof that the seller owns the property.

What is a lien affidavit?

At its core, an affidavit lien is a binding legal document that could introduce complexities into real estate transactions. Typically, such a lien is recorded against a property by an individual or entity claiming a financial debt owed by the property owner.

How do you bypass a lien?

The process for a voluntary lien removal is to pay off or satisfy the debt in some way. This could be paying it in full, refinance, settlement, or some other method. The lender will send you a release of lien document that states the debt is satisfied.

Owner's or Seller's Affidavit of No Liens - Massachusetts 2025

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