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Owner's or Seller's Affidavit of No Liens - Massachusetts

Owner's or Seller's Affidavit of No Liens - Massachusetts 2026

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The document is an Owner's (Seller's) Affidavit from Massachusetts, where the sellers affirm their ownership and the absence of liens, structural defects, or pending lawsuits related to a property they are selling. It includes declarations about their marital status, financial obligations, and easements affecting the property. The affidavit emphasizes the truthfulness of the statements made, as they are relied upon by the mortgagee and title insurance company in connection with the sale.

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Click ‘Get Form’ to open the Owner's or Seller's Affidavit of No Liens in the editor.
Begin by filling in your name as the owner(s) and the property address where indicated. Ensure that you provide accurate details regarding your ownership.
Indicate your marital status. If you are married, confirm this; otherwise, specify your status clearly.
In the liens section, declare any existing liens against the property. Be specific about real estate taxes and any other obligations.
Confirm that no repairs or improvements have been made within the last 60 days that remain unpaid. This ensures clarity on financial obligations related to the property.
Complete sections regarding fixtures, governmental improvements, nuisances, structural defects, lawsuits, bankruptcy status, easements, and any similar names affecting liens.
Finally, sign and date the affidavit in front of a notary public to validate your statements under penalty of perjury.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is a no lien affidavit?

An affidavit of no lien is beneficial for the purchaser of a property and the purchasers title insurance company because it ensures that the property being purchased does not have liens on it with amounts owing for materials, services, labor, etc.

What is the most common lien on property?

In real estate, a lien gives a lender the legal rights to the house until youve paid your mortgage in full. One of the most common examples of a house lien or property lien would be a mortgage.

Do liens have to be paid before closing?

The lien typically needs to be resolved before or during the sale to provide the buyer with a clear title. Buyers and lenders usually require assurance that the lien will not transfer with the property. Its possible to use the proceeds from the sale to pay off the lien.

How to prove no lien on property?

In most states, you can typically conduct a property lien search by address with the county recorder, clerk, or assessors office online. The search for liens is free, though you may have to pay a small fee for a copy of the report, which will vary by county.

What is a sellers affidavit in real estate?

The affidavit is a sworn statement of fact that specifies the seller of a property holds the title to it. In other words, its proof that the seller owns the property.

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What is a lien affidavit?

At its core, an affidavit lien is a binding legal document that could introduce complexities into real estate transactions. Typically, such a lien is recorded against a property by an individual or entity claiming a financial debt owed by the property owner.

How do you bypass a lien?

The process for a voluntary lien removal is to pay off or satisfy the debt in some way. This could be paying it in full, refinance, settlement, or some other method. The lender will send you a release of lien document that states the debt is satisfied.

Owner's or Seller's Affidavit of No Liens - Massachusetts 2026

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