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What do sellers have to disclose in Massachusetts?

Other than the lead paint and septic system disclosures, sellers in Massachusetts generally dont have to reveal anything else concerning the condition of their property. That is, unless the buyer asks. If a prospective buyer has specific questions about the property, a seller must truthfully disclose the information.

What are low risk flood zones?

What is the moderate- to low-risk flood zone? Moderate- to low-risk flood areas are designated with the letters B, C, and X on FEMA flood maps. In these areas, the risk of being flooded is reduced, but not completely removed. One in three insurance claims come from moderate- to low-risk flood areas.

What is a ve flood zone in Massachusetts?

VE: High Risk Coastal Area. X: 0.2% Annual Chance of Flooding. X: 1% Drainage Area 1 Sq. Mi.

What is freeboard height?

Freeboard is elevating a buildings lowest floor above predicted flood elevations by a small additional height (generally 1-3 feet above National Flood Insurance Program [NFIP] minimum height requirements).

Is flood insurance necessary for all homeowners?

Flood insurance is not required for homeowners unless you live in a high-risk flood zone. However, many homeowners who have flood damage dont live in flood zones or have flood insurance.

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