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The garnishee is the person holding the property (money) of the debtor. An employer may be a garnishee because the employer holds wages to be paid to an employee (who is a debtor).
A garnishment is the legal action which your employees creditor may use to claim funds that you, the employer, owe to the employee (salary or hourly wages, for example). The summons is a warning not to transfer those funds to the employee.
Negotiate With the Judgment Creditor Its never too late to negotiate. The process of trying to grab property to pay a judgment can be quite time-consuming and burdensome for a judgment creditor.
6 Options If Your Wages Are Being Garnished Try To Work Something Out With The Creditor. File a Claim of Exemption. Challenge the Garnishment. Consolidate or Refinance Your Debt. Work with a Credit Counselor to Get on a Payment Plan. File Bankruptcy.
What you can do ​​apply to the court for a stay of enforcement. pay the judgment debt. apply to the court to pay by instalments. apply to the court to set aside a default judgment.
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5 Ways to Stop a Garnishment Pay Off the Debt. If your financial situation is dire, paying off the debt may not be an option. Work With Your Creditor. Challenge the Garnishment. File a Claim of Exemption. File for Bankruptcy.
Another way to stop a wage garnishment is by negotiating with your creditor. Many creditors are reluctant to settle debts once they have a garnishment. However, an attorney can help you negotiate the best settlement by offering a lump sum amount or payment terms.
Creditors and debt collectors do not want to put more effort than they have to into your case. Even after a garnishment has started, there is always the opportunity to try to negotiate a resolution. Putting pressure and trying to negotiate provides you a chance to stop the garnishment.
Most garnishments affect defendants wages. For example, a court might garnish a defendants wages to pay child support, student loans, or back taxes.
Creditors and debt collectors do not want to put more effort than they have to into your case. Even after a garnishment has started, there is always the opportunity to try to negotiate a resolution. Putting pressure and trying to negotiate provides you a chance to stop the garnishment.

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