Limited Warranty Deed for Husband and Wife to an Individual - Ohio 2025

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The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.
In a transaction with title insurance, we recommend the use of a Joint Survivorship Deed for married couples. If youre buying a house, you can request that the title company give you a survivorship deed instead of a standard warranty deed.
The answer to your question is yes. It can be done - but typically a mortgage company/bank will require the other spouse to sign off waiving their interest in a property.
In community property states, such as California, if you acquired your home while you are married, the value of your home is equally shared between you and your spouse, whether your name is on the deed or not. This is the default situation and prevents one spouse from losing the home in the event of a divorce.
How does marriage affect ownership of property? In Ohio, the act of getting married does not give either party an ownership interest in assets that were owned by the other spouse before the marriage. Assets acquired after the marriage may be owned jointly by the couple or held as the separate property of either spouse.
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Only if both names are on the deed. The owner of the property is the one whos name is on the deed. While most matrimonial properties are jointly owned, it is not uncommon to have only one name listed, which make that one person eligible to make a sole based decision regarding the property.
In a Limited Warranty Deed, the seller guarantees that they have not caused any defects in title during their ownership, but they do not warrant against defects that may have existed before their ownership. Essentially, the seller is only responsible for title issues that occurred while they owned the property.

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