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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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External transfers requested by 8 PM on a business day will be processed the same day. After 8 PM on a business day, the transfer will be processed on the next business day. Transfers may be credited to the recipient's account in as little as one business day; however, you should allow up to three business days.
All mailed payments, including overnight and certified payments, generally post to your account within three business days after the payment is received.
To submit a payoff on a trade-in vehicle financed with Santander Consumer USA (SC), please fill out the form at our safe and secure customer online payment center using the customer's information. We will provide vehicle payoff information, which you can use to pay off the vehicle.
Yes, you can pay off a loan early by increasing your monthly payments or paying off your loan in a lump sum. Learn more about paying off a loan early. There are no penalties for paying off a Santander Personal Loan early.
Yes, you can pay off a loan early by increasing your monthly payments or paying off your loan in a lump sum. Learn more about paying off a loan early. There are no penalties for paying off a Santander Personal Loan early.
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People also ask

The best way to reach your buyer (other than phone) is to email them using their first initial and last name @santanderconsumerusa.com.
are as follows: Pay by Phone: Santander Consumer USA Inc. accepts payments from personal checking or savings accounts, credit and debit cards via telephone. Call toll-free at 1-888-222-4227, have your card information or bank account routing and check numbers available when you call.
Payments for Auto Loans financed directly through Santander, can be made through our Online Banking service, providing you have a Santander Checking or Savings account linked to your Auto Loan.
You have multiple payment options but first you need to locate the payoff statement from Santander's customer service reps: Call the Santander customer service phone number at 1-888-222-4227 and ask to be connected to the loan payoff department.
To submit a payoff on a trade-in vehicle financed with Santander Consumer USA (SC), please fill out the form at our safe and secure customer online payment center using the customer's information. We will provide vehicle payoff information, which you can use to pay off the vehicle.

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