Wells fargo home mortgage 2025

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Pros. Wells Fargo earns 5 stars in our Interest Rates category for providing much-lower-than-average mortgage rates to borrowers, based on 2023 data. Loan costs are also lower than average.
On its Zillow lender page, Wells Fargo has a 4.96 out of 5-star rating, based on over 4,000 online customer reviews. It also ranks above the industry average for customer satisfaction, ing to J.D. Powers 2024 U.S. Mortgage Origination Satisfaction Study.
A downside to banking with Wells Fargo is that it doesnt offer the most favorable interest rates. Banking may be convenient, but if youre really looking to grow your money with high rates of return, youll want to look elsewhere.
In many cases, eligible borrowers can put as little as 3 percent down on a conventional loan. What credit score is needed for a Wells Fargo mortgage? Wells Fargos underwriting process typically requires a credit score of 620 or higher to get a mortgage.
Report lost or stolen cards immediately to Wells Fargo online, from your Wells Fargo Mobile app, or by calling us. For personal debit or prepaid cards, call 1-800-TO-WELLS (1-800-869-3557). For business debit cards, call 1-800-CALL-WELLS (1-800-225-5935).
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Best mortgage lenders Best for applying online: Rocket Mortgage. Best for affordability: Rate. Best for bad credit: Guild Mortgage. Best credit union: PenFed Credit Union. Best for first-time homebuyers: Flagstar Bank. Best for applying in person: Chase Bank. Best for USDA loans: PNC Bank.
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