Limited Warranty Deed from Individual to Husband and Wife - Ohio 2025

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The simplest way to add a spouse to a deed is through a quitclaim deed. This type of deed transfers whatever ownership rights you have so that you and your spouse now become joint owners. No title search or complex transaction is necessary. The deed will list you as the grantor and you and your spouse as grantees.
How does marriage affect ownership of property? In Ohio, the act of getting married does not give either party an ownership interest in assets that were owned by the other spouse before the marriage. Assets acquired after the marriage may be owned jointly by the couple or held as the separate property of either spouse.
For instance, if youre married, the most common way to title your home is Tenancy by the Entirety (TBE).
In a transaction with title insurance, we recommend the use of a Joint Survivorship Deed for married couples. If youre buying a house, you can request that the title company give you a survivorship deed instead of a standard warranty deed.
When buying a house as a married couple, its generally advisable for both names to be on the deed. Here are some key reasons why: Ownership Rights: Having both names on the deed establishes legal ownership for both partners. This can prevent disputes in the event of a separation or divorce.
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Joint tenancy, with joint right of survivorship. This is where all parties (which can be a married couple, or a larger group) have equal ownership. In the case of a married couple, the property is passed automatically to the joint living owner upon the death of the other partner.

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