Owner's or Seller's Affidavit of No Liens - New York 2026

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  1. Click ‘Get Form’ to open the Owner's or Seller's Affidavit of No Liens in the editor.
  2. Begin by filling in your name and the property address in the designated fields. Ensure that you provide accurate information regarding ownership.
  3. Indicate your marital status by selecting 'married' or providing an alternative status if applicable.
  4. In the liens section, confirm that there are no outstanding debts against the property, except for any real estate taxes for the current year. Specify any other obligations if necessary.
  5. Complete sections regarding repairs, fixtures, and governmental improvements by affirming that no unpaid work has been done and that all fixtures are fully paid for.
  6. Review and sign the affidavit at the bottom of the document. Ensure both owners sign where indicated and print their names clearly.

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If the debt is satisfied, the lien must be discharged by filing a satisfaction with the county clerk. If not, the lienholder may then have the option to initiate foreclosure proceedings under Lien Law Section 17 in order to enforce their lien and potentially force a sale of the property.
An original judgment lien is valid for 10 years. If the judgment isnt paid by the end of the first 10 years, then the judgment creditor can seek a renewal judgment on the lien that would be valid for another 10 years.
My Property Has a Lien Now What? Pay Off the Lien Once you determine that the lien is valid, the simplest method for removing it is to pay it off. Request a Release-of-Lien Form After paying off the balance of your debt in full, the creditor will file a release-of-lien form.
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Your affidavit must confirm the date and the location of your original wills execution. Your affidavit must state that the witnesses observed you execute your will in their presence, and that they too signed it as witnesses. Your affidavit must state that you could read the language in which the will was written.
This request can be made through the DMV or directly to the lender. Visit or contact the DMV and verify that they received the loan satisfaction documents and any liens are removed from the vehicles title. A new title will be provided or issued to you at this time.
Effective January 1, 2024, docHubd affidavits are no longer required for most sworn statements submitted in New York state court. No longer limited to lawyers and doctors, court-filed affirmations are now permissible from any witness.
Homeowners can sell properties with liens. For a buyer to take possession of the property, the seller will need to clear title and satisfy all outstanding liens.
A form of Section 255 affidavit for use in a mortgage loan transaction in New York that includes a consolidation, extension, and modification agreement (CEMA). This Standard Document is used to claim an exemption from mortgage recording taxes under Section 255 of the New York Tax Law.

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