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The document is a legal complaint filed by ABC Company, Inc. against 123 Distribution, Inc. and its shareholders, John Smith, Sr. and John Smith, Jr., in the Superior Court of New Jersey. The complaint alleges that the defendants failed to make a balloon payment on a promissory note related to the purchase of assets from the plaintiff. It includes claims for unpaid principal and interest, requests for judgment including costs and attorney's fees, and demands a jury trial.

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What are the requirements for a promissory note to be valid?

Simple promissory notes Parties to the contract. Date of the contract. Principal amount of the loan. Interest rate. Terms of repayment (including interest) Maturity date. What constitutes default. Consequences of default.

Can I write my own promissory note?

Writing a promissory note is simple when you have the right promissory note template and the right information to hand. But what exactly do you need to write a promissory note? Include their full legal names, addresses, and contact numbersinclude any co-signers if applicable.

Is a handwritten promissory note legal?

Promissory notes are quite simple and can be prepared by anyone. They do not need to be prepared by a lawyer or be notarized. It isnt even particularly significant whether a promissory note is handwritten or typed and printed.

Are promissory notes legal in NJ?

In order for a promissory note to be a legally binding contract, it must address certain conditions and be signed by both parties. The document should include: The names of the borrower and the lender. The date of the agreement.

What are the rules for promissory notes?

All Promissory Notes are valid only for a period of 3 years starting from the date of execution, after which they will be invalid. There is no maximum limit in terms of the amount which can be lent or borrowed. The issuer / lender of the funds is normally the one who will hold the Promissory Note.

Does a personal promissory note need to be notarized?

You can typically sign a legally binding promissory note that contains unconditional pledges to pay a certain sum of money. However, you can strengthen the legality of a valid promissory note by having it notarized. It never hurts to add a layer of protection as you may have to use it in court.

How enforceable is a promissory note?

Yes, a properly executed promissory note is legally binding. As long as the note contains all necessary elements, is signed by the involved parties, and complies with applicable laws, its enforceable in court if the borrower defaults or fails to meet their obligations.

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