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New Jersey does have a fault-based personal injury claims process for serious car accidents. If you or your loved one sustained a serious injury as defined under state law, you can bring a personal injury lawsuit directly against the at-fault driver, at-fault truck company, or other negligent defendants.
You Can Sue for a Car Crash in New Jersey if You Suffered a Serious Injury. New Jersey does have a fault-based personal injury claims process for serious car accidents.
In New Jersey, youre required to report every accident that causes death, injury, or over $500 of damage to the nearest police force or State Police by the quickest means of communication. All accidents must be reported, in writing, within 10 days.
The law does not set out a specific amount of time you have to notify law enforcement of an accident. Instead, you are required to inform the police using the quickest means of communication available. For most people, this involves an immediate phone call to the police.
The average car accident settlement in New Jersey is hard to pin down because there are so many different forms of insurance coverage. According to the Insurance Information Institute, the average insurance payout in 2020 was $20,2335 for bodily injuries and $4,711 for property damage.
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No Cap on Pain and Suffering Damages While many states cap non-economic damages (including pain and suffering awards), or medical malpractice damage awards, New Jersey has no such caps. In fact, there is only one cap, other than the comparative fault rules, that may come into play: a limit on punitive damages.
Once you have filed a complaint with the court in New Jersey you have 15 days to issue a summons from the date of the Track Assignment Notice. If you fail to do so your action may be dismissed. The summons must be served together with a copy of the complaint to the defendant, namely the person you are suing.
A conviction for leaving the scene of an accident involving only property damage can result in a sentence that includes up to 30 days in jail, a mandatory license suspension of up to 30 days, fines ranging from $200 to $600 depending on whether this is your first offense, and two points on your driving record.
Reporting Requirements New Jersey law also obligates drivers to report any accident they have been in that results in death, bodily injury, or apparent property damage of more than $500. Drivers can report an accident by calling 911 or contacting the local police department or state police directly.
New Jersey is one of a handful of states with no-fault car insurance laws. Despite its name, no-fault does not mean that fault is not assigned following a car accident.

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