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Should a husband and wife have separate trusts?

Depending on state law, managing your marital estate in two separate trusts may offer better asset protection against creditors than joint trusts. Since the innocent spouses assets are in an entirely separate trust, creditors cannot gain access to the funds.

Is a living trust necessary in NJ?

Revocable Living Trusts Should be Considered for Your Estate Plan. Although having a Revocable Living Trust as part of your estate plan may not be as essential in New Jersey as it is in some other states, it has some benefits as compared to the extended probate process.

What are the disadvantages of a living trust?

Drawbacks of a living trust The most docHub disadvantages of trusts include costs of set and administration. Trusts have a complex structure and intricate formation and termination procedures. The trustor hands over control of their assets to trustees.

Should your trustee be your spouse?

Yes, but naming the surviving spouse, as a Trustee should be done only after reviewing all the facts and counseling with your advisors. In a first time marriage where both spouses have great confidence in each other, it is common for the surviving spouse to be designated as a Trustee of the Family and Marital Trusts.

What is the best trust for a married couple?

A joint revocable trust is probably the easiest form of living revocable trusts for a married couple to use. A joint revocable trust merges the estate planning of a couple using a single trust document.

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