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Flood Zone Statement and Authorization - New Jersey 2025

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The document is a Flood Zone Statement and Authorization that requires sellers to disclose whether the property is located in a flood-prone area as defined by the National Flood Insurance Act of 1968. Buyers acknowledge their awareness of the property's flood zone status and agree to obtain flood hazard insurance if the property is later determined to be in a flood-prone area. The document includes sections for seller and buyer signatures, addresses, and dates.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do you tell if a property has flooded?

Know the type of flood risk in your area. Visit FEMAs Flood Map Service Center or the California Governors Office of Emergency Services My Hazards website for information. You can also check with your local public works, building or planning department to see if you live in an area subject to flooding.

Which documentation is acceptable proof of flood insurance?

A Policy Declaration page is acceptable evidence of flood insurance.

Should I buy a house in an AE flood zone?

While its true that Flood Zone AE is considered a high-risk area, with a 1% annual chance of flooding and a 26% chance over a 30-year mortgage, its not necessarily a deal-breaker. Heres why: Awareness and Preparedness: Properties in higher risk flood zones like AE are often more prepared.

How to check if a property is in a flood zone in NJ?

The flood zones are delineated on the maps and are available for inspection at Town Hall or online at . The Township Engineering Department can tell you what zone you are in.

Does Google maps show flood zones?

Review the Sellers Disclosure Requesting the Disclosure: When youre serious about purchasing a property, ask the seller for the disclosure form. This form will list any past flooding events, the extent of the damage, and any repairs made.

What is the flood zone law in New Jersey?

The New Jersey Flood Risk Notification Law became effective on March 20, 2024. It requires property owners and landlords to disclose information related to flood hazards to potential buyers or renters before completing a real estate transaction.

Can you see flood zones on Zillow?

You can also see crucial information on wind, fire and flood insurance requirements. If youre searching for homes on Zillows interactive map, you have the option to explore climate risk data for the area by clicking on the map options icon and selecting the risk category you want to see.

Flood Zone Statement and Authorization - New Jersey 2025

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