Nj interest 2025

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The interest rates for law enforcement officers with good credit scores are lower than those of some other loan types that allow lower credit scores. Law enforcement officers can also choose between multiple terms with a conventional loan, such as 10, 15 or 30 years to name a few.
The New Jersey Division of Taxation has raised the interest rate on outstanding tax balances for January 1 to December 31, 2024, from 11.25% to 11.50%.
Current PFRS Interest Rate: 5.49% (5.71% APR*) as of 2/17/2025. Next rate update will be in August of 2025. Not all borrowers will qualify; terms and conditions apply. Available only to currently employed members of the Police and Firemen Retirement System with at least one year of creditable service.
Your actual payment may vary based on terms and conditions of your loan agreement. Direct PLUS interest rate of 9.08% applies to loans disbursed on or after July 1, 2024 and on or before June 30, 2025. The interest rate for Direct PLUS loans disbursed on or after July 1, 2023 and before July 1, 2024 is 8.05%.
Civil usury rates in New Jersey are governed by N.J.S.A. 31:1-1 et Seq. N.J.S.A. 31:1-1(a) provides that civil usury is any rate above 6% for an agreement that is not in writing, and any rate above 16% where there is a written contract specifying the interest rate.
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Todays rate Todays mortgage rates in New Jersey are 6.744% for a 30-year fixed, 5.932% for a 15-year fixed, and 7.311% for a 5-year adjustable-rate mortgage (ARM).
New Jersey mortgage and refinance rates today (APR) ProductInterest RateAPR 5-year ARM 6.780% 7.068% 3-year ARM 6.500% 7.182% 30-year fixed-rate FHA 6.599% 7.345% 30-year fixed-rate VA 6.104% 6.419%5 more rows

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