Warranty Deed to Separate Property of One Spouse to Both Spouses as Joint Tenants - New Hampshire 2025

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Cohabitants who are joint owners are referred to in legal terms as joint tenants at law (the use in this context of the word tenant has nothing to do with rented property). This means that they are each entitled to possession of the whole of the land and the right to occupy it.
Joint tenants must receive their interest in the property from the same source, such as a deed or title. Equal interest. Joint tenants must possess an equal share of the property.
A co-owner buys the share (Transfer of Equity) The most straightforward method is often for one or more of the existing co-owners to buy out your share of the house. This process involves a Transfer of Equity, where the legal and/or beneficial ownership is formally transferred to the remaining owner(s).
Downsides of Joint Tenancy If a couple or business partners disagree, neither party can sell or encumber the asset without the consent of all parties. This restriction is intended to prevent abuses. However, the need to get agreement from all parties can make it difficult to take necessary actions.
General Warranty Deed (with Survivorship Rights) Couples who hold title to property as unmarried, but wish to have Survivorship Rights. Each party has a full ownership interest in the property. The property will pass instantly to the survivor upon the death of the other without probate.
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If your co-owner is married, there is a risk of the property being subject to divorce proceedings. With something like a bank account, there is the risk that the co-owner could go on a spending spree and drain the account. In some situations, creating a joint ownership can also create gift tax or income tax problems.

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