Seller's Information for Appraiser provided to Buyer - New Hampshire 2025

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A lender uses an appraisal not only to assess the value of the property, but also to determine such things as your interest rate, required down payment, and whether you will be approved for the loan.
To that end, many appraisers believe that any communication with individuals involved in the transaction including real estate agents is unlawful. However, the Bureau Chief of Californias Bureau of Real Estate Appraisers (BREA) debunked this view in a recent BREA newsletter.
The CRES Risk Management legal advice team noted that an appraisal is material to a transaction and like a property inspection report for a purchase, it needs to be provided to the seller, whether or not the sale closes.
An appraisal report is a report from a licensed appraiser that sums up a propertys market value based on collected data. The lender usually asks for this during the mortgage origination process.
Its uncommon for a Buyer to be at an appraisal inspection. Having a Buyer attend may get the Appraisers Spidey-sense tingling. Some Appraisers can be cautious and having something unusual at the appraisal inspection may get them out of their routine or it can be a distraction.
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People also ask

What Happens After Youve Received The Appraisal Report: If the appraised value is the same as what you offered, then the transaction can proceed as planned. As your offer reflects the fair purchase price, the lender will propose a loan as expected and you will receive a mortgage estimate.
An appraisal report is a detailed document that outlines a propertys value based on its quality, condition, location, and surrounding market conditions. A real estate appraiser compiles this objective report after performing an in-depth examination of the property.
Yes, a loan can be denied after an appraisal. Here are some reasons why this might happen: Appraisal Value: If the appraisal comes in lower than the purchase price or the amount the borrower is seeking, the lender might deny the loan or require a larger down payment.

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