Real estate closing statement form 2026

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  1. Click ‘Get Form’ to open the real estate closing statement form in our platform's editor.
  2. Begin by entering the Seller and Buyer information at the top of the form. Ensure that all names are spelled correctly and include any necessary identification numbers.
  3. Fill in the Property Address, including City, State (Illinois), and Zip Code. This information is crucial for identifying the property involved in the transaction.
  4. In the Seller(s) Column, input the Sales Price, Down-payment, Balance, and Expenses. Repeat this for the Buyer(s) Column to ensure both parties' financial details are accurately represented.
  5. Complete sections for Title Search, Recording Fees, Title Insurance, Attorney Fees, Notary Fee, Survey, and Commission. These fields detail additional costs associated with the transaction.
  6. Calculate Total Expenses for both Seller and Buyer columns. Then determine Balance Less Expenses for Sellers and Balance plus Expenses for Buyers.
  7. Proceed to fill out Other Adjustments and Tax Pro-ration sections as applicable. Ensure all adjustments are clearly documented.
  8. Finally, certify that all information is true and correct by signing at the bottom of the form. Include Social Security Numbers where required.

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Your closing agent a neutral third party like a title company, escrow officer, or real estate attorney collects the sale data and prepares the statement.
Contact your lender or closing agent (title company, escrow officer, or attorney) at least a week before closing to find out how you will receive your Closing Disclosure. The Closing Disclosure may come from your lender or your closing agent.
Bring identification and funds If you did conduct a wire transfer, bring proof of the transfer. Your checkbook in case there are any last-minute changes to the amount you will pay at closing. Proof of homeowners insurance. The Closing Disclosure you received from your lender beforehand.
A closing statement in real estate is typically prepared by the agent or the escrow company, and it is signed by both the buyer and the seller. Once the real estate closing statement has been signed, it becomes a binding contract between the parties.
A homebuyer who finances the purchase will receive a closing statement from the bank, while the home seller will receive one from the real estate agent who handled the sale. When financing a home purchase, buyers can expect to see a loan estimate within three days of applying for a mortgage.

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