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What is the purpose of a closing statement quizlet?

What is the purpose of the closing statement? To summarize and simplify the financial transaction on the day of closing.

Is a closing statement the same as a closing disclosure?

The closing statement or closing disclosure is intended to share the details of a loan right before closing so both the buyer and lender are on the same page. You can receive a closing statement for various types of loans issued, but a mortgage closing statement is the most recognizable and commonly discussed.

What is a statement of closing?

A closing statement is a form used in a real estate transaction that includes an itemized list of all the buying or selling costs associated with that transaction. It's a standard element of home sales, especially those that involve mortgages, and refinancings.

What is another name for the closing disclosure?

Lenders must provide borrowers with a closing disclosure (also called a CD) at least three business days before closing\u2014that day when all the remaining paperwork is signed and you get the keys to your new home.

Is a seller's disclosure required in NJ?

In New Jersey, home sellers have a legal obligation to buyers to disclose information about their property's known defects. Failure to disclose can result in costly legal skirmishes that most homeowners would rather avoid.