Opm form 1496a 2025

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The document is an application package for deferred retirement under the Civil Service Retirement System (CSRS) for federal employees separated on or after October 1, 1956. It outlines eligibility criteria, application instructions, and details regarding survivor annuities for spouses and former spouses. The applicant must provide personal information, service history, and make elections regarding their annuity options. Additionally, it includes sections on military service, direct deposit options, tax withholding, and certification requirements.

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Click ‘Get Form’ to open the OPM Form 1496A in the editor.
Begin by filling out Section A, which includes your identifying information such as name, Social Security Number, and date of birth. Ensure all details are accurate for proper processing.
In Section B, provide marital information. Indicate your current marital status and complete the necessary fields regarding your spouse.
Move to Section C to make your annuity election. Carefully read each option and initial the box that corresponds to your choice regarding survivor benefits.
Complete Sections D and E if applicable, detailing any additional federal or military service you wish to include in your retirement calculation.
In Section G, select how you would like to receive payments (Direct Deposit or Direct Express) and provide the required banking information.
Finally, review all sections for accuracy before signing in Section H. Once completed, submit your application as instructed.

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Versions	Form popularity	Fillable & printable
2012	4.8 Satisfied (267 Votes)
2002	4.3 Satisfied (67 Votes)
2001	4.4 Satisfied (260 Votes)

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Are pension annuities for life?

An annuity provides you with a regular guaranteed income in retirement. You can buy an annuity with some or all of your pension pot. It pays income either for life or for an agreed number of years.

Does an annuity go on forever?

An annuity is a contract with an insurance company that can guarantee income for a set period of time (e.g., 10 years) or indefinitely (i.e., the rest of your life).

How do I apply for deferred retirement OPM?

The 5 year requirement period can include the following: the time you are covered as a family member under another persons FEHB enrollment; or the time you are covered under the Uniformed Services Health Benefits Program (also known as TRICARE) as long as you were covered under an FEHB enrollment at the time of your

1496a

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Is an OPM annuity a lifetime benefit?

Deferred Retirement If you are a former Federal employee who was covered by the Civil Service Retirement System (CSRS), you may be eligible for a deferred annuity at age 62. Use OPM Form 1496A, Application for Deferred Retirement, to apply for deferred retirement benefits under the Civil Service Retirement System.

What is the 5 year rule for OPM?

To request a new copy of Your Federal Retirement Benefits, or to receive a verification of your annuity, contact OPMs Retirement Office at 1-888-767-6738 or retire@opm.gov. The phone lines are open from 7:30 am to 7:45 pm (Eastern Standard Time).

Is an annuity a lifetime benefit?

Sometimes referred to as single life, straight life, or non-refund, these are a form of immediate annuity that provides income for your entire life. The payments can be increased to cover a second person.

How long does an annuity last?

A fixed-period annuity only pays income for a set number of years, usually between five and 30. Lifetime annuities pay income for the rest of the annuitants life, and a life annuity with period certain pays a beneficiary if the annuitant passes away before the period is over.