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What does reconveyance mean in mortgage?

In that context, reconveyance refers to the transfer of title to real estate from a creditor to the debtor when a loan secured by the propertyi.e. mostly likely a mortgage with the property as collateralis paid off.

Does North Carolina use deed of trust?

In North Carolina, a deed of trust or mortgage acts as a conveyance of the real estate. Upon repayment of the debt or performance of the obligation, the conveyance becomes void.

What does the word reconveyance mean?

the act or process of conveying something or someone back to their original location.

What does partial reconveyance mean?

A partial reconveyance is to reconvey a portion of the land subject to a deed of trust, not the loan amount. In this case like the great majority of cases we are not dealing with a subdivided parcel of land, so the customer wont be able to split up the land subject to the deed of trust.

What is the purpose of a reconveyance?

A deed of reconveyance is a legal document that indicates the transfer of a propertys title from lender to borrower. The deed of reconveyance is typically issued after the borrower has paid off their mortgage in full. Some states do not use mortgages but use deeds of trust.

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