Owner's or Seller's Affidavit of No Liens - North Carolina 2026

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  1. Click ‘Get Form’ to open the Owner's or Seller's Affidavit of No Liens in the editor.
  2. Begin by filling in your name as the owner and the property address where indicated. Ensure that you provide accurate details regarding your ownership.
  3. Indicate your marital status. If you are married, confirm this; if not, specify your status in the provided space.
  4. In the liens section, declare any existing liens against the property. If there are none except for real estate taxes, state that clearly.
  5. Confirm that no repairs or improvements have been made within the last 60 days that remain unpaid. This ensures clarity on any potential claims.
  6. Complete sections regarding fixtures and governmental improvements, ensuring all statements reflect your current situation accurately.
  7. Finally, sign and date the affidavit at the bottom. Make sure to have it notarized as required for legal validity.

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This right to enforce a judgment is a property right owned by the creditor. The NC law clearly gives the creditor a 10 year period to enforce his lien and the statutes, N.C.G.S.
A No-Lien Affidavit is a legal statement provided by a contractor, subcontractor, or supplier affirming that they have been fully paid and that no liens have been or will be placed against the property for the work performed or materials supplied.
A no-lien contract prevents contractors, subcontractors, or suppliers from filing mechanics liens in the future. States vary widely on enforceabilitysome prohibit no-lien clauses entirely, while others allow them in limited contexts.
This letter verifies that there are no municipal liens filed against the property. It further indicates if there are any outstanding Sewer Charges/Taps or Real Estate Taxes that need to be satisfied. Finally, the No Lien Letter also verifies that a dye test has been conducted and that the property has passed the test.
At its core, an affidavit lien is a binding legal document that could introduce complexities into real estate transactions. Typically, such a lien is recorded against a property by an individual or entity claiming a financial debt owed by the property owner.

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An owners affidavit typically contains representations and warranties by the property owner providing the title insurance company with information needed to delete certain standard exceptions from the title insurance policy. Check out this owners affidavit template, which includes guidance and drafting notes.

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