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Click ‘Get Form’ to open the Flood Zone Statement and Authorization in the editor.
Begin by entering the property address in the designated field at the top of the form.
In the 'Statement by Sellers' section, check one of the three options regarding the flood zone status of the property. Ensure you select accurately based on your knowledge.
If applicable, provide details about any attached survey or Flood Certification form by filling in the name of the certifying entity.
In the 'Statement by Buyers' section, acknowledge that you have been informed about the flood zone status by signing and dating where indicated.
Complete all address fields for both sellers and buyers, ensuring accuracy for future correspondence.

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How much is flood insurance in NC in a flood zone?

The average cost of an NFIP flood policy in North Carolina is $874 per year. FEMA determines flood insurance costs based on its Risk Rating 2.0 system. The new system takes into account a broader number of factors that may affect the cost of flood insurance in NC.

How to get a flood zone certificate?

They often work for your citys or countys building, permitting, engineering or land use department. Ask them if there is an elevation certificate on file for your property. If your property doesnt have an elevation certificate on file, youll need to hire a land surveyor, engineer or architect to complete one.

Should I avoid buying a house in a flood zone?

Purchasing a primary residence in a flood zone is a terrible idea. Even a basement has mechanicals like furnaces and hot water heaters that will be compromised in a flood. Its a nightmare to deal with.

What flood zones require flood insurance in NC?

Zone A or AE: High-risk flood areas, also known as Special Flood Hazard Areas (SFHAs). If your home is in one of these zones and you have a federally backed mortgage, youre typically required to carry flood insurance. Zone X (Shaded or Unshaded): Moderate- or low-risk areas.