In North Carolina, landlords are required to follow both the Fair Credit Reporting Act (FCRA) and state laws when conducting background and credit checks on potential tenants. Under the FCRA, landlords must obtain written consent from tenants before running any credit or background checks.
What background check do most landlords use?
Apartment background checks typically include a review of your credit history, rental history, criminal record, and sometimes employment verification.
What are the background check laws in North Carolina?
Yes you can run a check on yourself. You should expect to find what you know to be true. Have you ever been arrested or convicted of a crime or do you have public records like real estate transactions or bankruptcy or divorce? All of these would be discovered depending on where you started your search.
What is a background check authorization form for a tenant?
A tenant credit and background check authorization form is a legal document that grants a landlord or property management company permission to investigate a prospective tenants background. This typically includes credit history, criminal record, rental history, and employment verification.
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