North carolina deed 2025

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North Carolina is a tax deed state.
You, as the homeowner, typically hold the house deed to your property, even with a mortgage. The house deed and mortgage are separate legal documents with different purposes. A deed proves ownership and transfers title, while a mortgage is a loan agreement.
Deeds are filed with the county Register of Deeds office. To look at a deed you can: Go to your Register of Deeds Office and look at the document there.
A safe you can bolt down or attach to a solid wall is a great place to keep house deeds. This way, the safe cannot leave your house in case of a burglary. Just make sure it is properly installed.
You can search for property records and property ownership information online, in person, or over the phone with a 311 representative. Property owners of all boroughs except Staten Island can visit ACRIS. To search documents for Staten Island property, visit the Richmond County Clerks website.
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How to Find the Deed to Your House Check Online. Contact the County Recorders Office. Request the Deed by Mail. Pay any associated Fees. Wait to receive the deed by mail.
To summarize, title is the legal concept of ownership over property. A deed is the actual document that transfers ownership rights from one party to another party. While this may seem like a subtle and highly technical difference, it is also very important.
When closing on a home, you should receive a copy of your house deed when the title is transferred to you. You can also request an additional copy at any time through your County Recorders office or Register of Deeds office (the official name may vary by location).

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